Technical Documentation

How It Works

A deep dive into the technology behind Activ Finance. Understand how your deposits generate yield securely.

System Overview

The complete flow from deposit to yield generation

1

Deposit

Your assets are deposited into Vault Bridge contracts on Ethereum

2

Morpho Vaults

Assets are deposited into Morpho protocol vaults for yield generation

3

Yield Generation

Yield is generated and distributed as ACTIV tokens every Friday

Vault Bridge

How Deposits Work

When you deposit assets into Activ Finance, they go through our Vault Bridge system. Each supported token has its own dedicated vault contract that handles the deposit securely.

Supported Assets

ETH → aETH
USDC → aUSDC
USDT → aUSDT
USDS → aUSDS

What Happens When You Deposit

  1. Your tokens are sent to the Vault Bridge contract on Ethereum
  2. The contract deposits them into Morpho yield vaults
  3. You receive active tokens (aETH, aUSDC, etc.) representing your deposit
  4. These tokens are bridged to Ternoa L2 via AggLayer
  5. You can withdraw anytime back to Ethereum
Vault Contracts

// Ethereum Mainnet Contracts

WETH Vault: 0x31A5684983EeE865d943A696AAC155363bA024f9
USDC Vault: 0xBEefb9f61CC44895d8AEc381373555a64191A9c4
USDT Vault: 0xc54b4E08C1Dcc199fdd35c6b5Ab589ffD3428a8d
Morpho Protocol

Yield Generation on Morpho

Morpho is a decentralized lending protocol that optimizes yield by matching lenders and borrowers peer-to-peer when possible, while using liquidity pools as a fallback.

Why Morpho?

  • Battle-tested with billions in TVL
  • Multiple security audits
  • Optimized yield rates
  • Non-custodial - you always own your assets

Morpho Vaults Used

Vault Bridge USDT 0xc54b4E08C1Dcc199fdd35c6b5Ab589ffD3428a8d Vault Bridge USDC 0xBEefb9f61CC44895d8AEc381373555a64191A9c4 Vault Bridge WETH 0x31A5684983EeE865d943A696AAC155363bA024f9

Verify all contracts on Etherscan →

$2B+ Total Value Locked
30+ Security Audits
3+ Years Battle Tested
ACTIV Token

The ACTIV Token

ACTIV is an ERC20 token on Ternoa that represents your share of the yield generated by all deposits in the protocol. As yield accumulates, the value of ACTIV grows.

Token Mechanics

  • Backed by real yield from Morpho vaults
  • Distributed every Friday to all users
  • Fully transferable and liquid
  • Can be converted back to stablecoins anytime

Reserve Composition

ACTIV is backed 100% by stablecoins held in Morpho vaults. The reserve grows as yield is generated, increasing ACTIV's value over time.

ACTIV Yield Token

Security & Audits

Your assets are protected by industry-leading security measures

Vault Bridge Audits

Our Vault Bridge contracts have been audited by leading security firms.

View Audits

Morpho Protocol Audits

Morpho has undergone 30+ security audits from top firms including Spearbit, Trail of Bits, and more.

View Audits

AggLayer Bridge

Cross-chain bridging is powered by AggLayer, Polygon's unified bridge infrastructure.

Learn More

Ready to Get Started?

Now that you understand how it works, start earning with Activ Finance.

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